Thursday 29 July 2010

Poptropica Tips Code


The Poptropica Creators have started updating the official Poptropica blog with a bunch of secrets and cheats in the game. Hey, wait a minute…that’s my job! Most of these tips and tricks have been around for a while and are probably already very well known to readers here at Poptropica Secrets.

They’ve been posting every day this week with a new tip. On Monday, they talked about hidden clickable items like the crab in Time-Tangled and the cockroaches in Reality TV Island. On Tuesday, they posted about the cell phone codes from Nabooti, which of course most of us have all known about for a while. And yesterday, they revealed one of the keyboard shortcuts — the costume randomizer (CTRL + SHIFT + R) which completely changes your Poptropica character’s look to something totally random.

Even though a lot of these tips and tricks are pretty old (the keyboard shortcuts have been around for a very long time), some newer players might not know about them and it’s great to see the Poptropica Creators sharing some “official” secrets. I hope they reveal something truly new soon!

Oh and here are all the cell phone codes and keyboard shortcuts in case you are wondering.


Poptropica Keyboard Shortcuts

Note: Mac users should use the COMMAND key instead of CTRL. However some of these keyboard shortcuts may not work on a Mac because they conflict with built-in system functions like taking a screenshot, etc.

* CTRL + SHIFT + R – Randomize your look
* CTRL + SHIFT + S – Change your skin color
* CTRL + SHIFT + H – Change your hair color
* CTRL + SHIFT + P – You get a pumpkin head
* CTRL + SHIFT + 1 – Laughing emote
* CTRL + SHIFT + 2 – Crying emote
* CTRL + SHIFT + 3 – Angry emote
* CTRL + SHIFT + 4 – Jumping emote


Congratgulations!

Tuesday 20 July 2010

The Basic Of Loan Modifications



Many homeowners are struggling and with a predicted second wave of foreclosures, lenders are modifying home loans like never before. If are you having trouble paying your mortgage you may want to consider loan modification as an option. A loan modification is a permanent agreement between your and your lender that lowers your monthly mortgage payments. That is done with various options. Most of time the lender will reduce your interest rate, or extend the term of the loan. Other options may be available.

Loan modification has many benefits that other options don't have. Firstly, you don't have to get a new loan, like when you refinance. That means a lot less paperwork and hassle. Secondly, loan modification does not ruin your credit score, on the contrary over the long run it will increase because you will be able to pay your loan back. Lastly, you don't lose your house, and suffer all the consequences.

When opting for a loan modification, you will need to fill out the proper application and write a hardship letter. A hardship letter outlines your financial situation and why you need help. Writing a good hardship letter is crucial. Most of the time a hardship letter is the only thing that sets you apart from other homeowners who also want help.

Although a proper hardship letter is a good step toward achieving your home loan modified, there are more steps and pitfalls that homeowners can fall in to. Homeowners need to learn the subject in and out, know the vocabulary that shows you know what you are talking about so that the lender will not take advantage of you again.

The best solution is getting a do it yourself loan modification kit. One such kit is 60 Minute Loan Modification. It include a professional hardship letter outline that will catch your lenders attention, it also includes conversation between homeowners and representatives, so that you can hear what to say and more importantly what not to say. The kit will teach you all the needed vocabulary, and most importantly the kit was created by a person who modified five of his home loans, and numerous loans of his clients. Many people used this kit with success, and overall it's a great product.


Friday 16 July 2010

Short Term Cash Help To Deal With Urgent Situations


Cash advance loans or Payday loans are short term cash loans that are taken by salaried class individuals to get cash and utilize them to deal with urgent situations. Life can be erratic and there might be occasions where you may require cash earlier than your salary is due. Several among us have tough and stretched monthly budgets and this unexpected expense can put a spat in the already stretched finances.

Despite the fact that you are suffering from a bad credit, a payday cash advance loan can still assist you when you are in financial mess and emergencies. As soon as you decide on a no credit check payday loans, the online payday loan lending company is not bothered with reference to your financial backdrop or your past credit record. Even though some time ago you did not have an excellent cash flow you will still be able to submit an application for a payday loan just like anyone else.


At the same time as submitting an application for a payday loan, there is least amount of prerequisites, they want you to be citizen of US having a legal age of 18 years and above, having a permanent job in a reputed firm, your present job should draw a steady income of $1000 and above. In addition, you should hold an active checking bank account with electronic transfer facility so that the lending company can transfer the loan amount to your bank account electronically and then debit your account when the loan is due to be paid back. If you key in your personal and occupational details there is no holding you back from obtaining a payday loan.

No credit check payday loans are a bit on the costlier side in contrast to the standard ones. You are supposed to think astutely and consider all the benefits and drawbacks, the interest rates that the lending company provides is not as high in contrast to the credit card late fees, or missing monthly payments of any other loan you already have. For this reason, customers must at all times inform themselves once it comes to payday cash advance loan to keep away from sinking in excessive debts. The online process has raised our likelihood to come across an excellent deal and evaluate the choices earlier than you committing to the deal. As soon as you get your paycheck, you will have to pay back the loan first this will circumvent keeping the monthly finances and your cash in hand intact.


Actually, getting a no credit check payday cash advance loan and paying it back punctually or on the dot can lend a hand to push your credit scores up and do good to your credit record. On the other hand, watch out for the interest rates and terms of the loan, be astute and decide on the ideal online payday loan lender. The online process for getting a payday loan is the very efficient and cost effective way for an individual who is in short of cash. So, if think you are in same situation dont hold back apply right now!

How To Tell If someone likes you


How does a girl know if the guy of her dreams likes her ? You spotted him when you were having coffee with your friends.Did he also spot you?Everywhere you go he seems to be but he makes no effort to look at you or speak to you.It all starts to become so irritating just wondering what his next move will be and trying to work out exactly what his real feelings are.

So here are Three key signals that you can count on to know his mind.

1.The way that he talks to you.

When you do finally get to talk to your dream man the way that he responds to you in conversation is a real key indicator of what he really thinks of you.When you are talking he holds eye contact with you and really listens intently to each word that you are saying.When he talks with you he doesn't look aimlessly around the room or casually glance at other girls,you are the only female in the room in his mind.Is he asking questions about your life that will reveal what he really wants to know,like the following.

1.What do you do in your spare time
2.What kind of Movies do you enjoy
3.What are your favourite foods

If all of his questions seem to be leading to finding out if you have a significant other and are in a relationship then you can be certain that he likes you.

2.Body Language

Does the guy try and sneak looks at you when you are looking away from him?Ask a friend that is with you to stand elsewhere in the room and then intentionally look away from the guy of your dreams whilst you friend monitors where his eyes are moving too.If he really does like you he will not be able to resist looking your direction and moving his eyes up and down your body.Guys can not control their public behaviour in the same controlled and calm way that women can.

When you are talking to him does he fidgit a little and occassionally touch his nose with his hands?Does he run his hand over his mouth area and does he stand front on to you as if he would just love to pounce.

3.Gossip To People You Know

Guys are just like girls in this way and you can guarantee that when he really does like you he won't be able to resist asking questions about you and commenting to friends that he finds you just a little bit hot.You will soon beginn to hear little snippets from your friends about the things he has been saying or he will actually tell one of your girlfriends that he thinks you are a really nice person."guy talk for sizzling hot".

The bottom line is that when a guy likes you it is really easy to know because even if he is shy that awkwardness will show when he is around you.The best thing that you can do is stay cool and calm but also act just a little reserved and shy around him so he gets the courage up to make his move.Sometimes being a little flirtacious is fine but be careful not to flirt with other men in front of him as it could make hime think you are taken or keen on another guy.

Empowered Career Change



You might not like change, but like it or not, everything changes all the time. There's the kind of change you choose, like retiring from your current work life to pursue the encore career of your dreams. There's also the kind that's thrust upon you that you would never choose for yourself, like being downsized from work that you love.

What's important, in either case, is how you make the journey from where you were to where you choose to be. You can dig in your heels and resist change, or open to the opportunities that change offers. You can look frantically to others for what to do next, or you can trust your own inner knowing. You can throw yourself a pity party, or alter your attitude.

Choose wisely and you'll discover you have the courage to not only survive, but to actually thrive as you move through your transition.

Jean Shula is an expert on navigating change. She left teaching behind when her youngest child started school, getting a Master's degree and becoming a therapist -- her choice. Getting a divorce just as her three kids were emptying the nest was not her choice. It was on a year-long, post-divorce trip around the US in a camper by herself (her choice) that the idea of writing for a living first sparked.

Once back at home, Jean worked as a therapist for three years before retiring -- again, her choice. A year in Austria and a second Master's degree followed, and finally she jumped into writing full-time, an encore career that she chose whole-heartedly.

In the middle of writing her first book, The Coming of Aging: Learning to Live from the Inside Out, Jean was diagnosed with breast cancer. Derailed? Definitely! But here's the thing. Jean didn't waste time battling against the fact of her disease, or blaming or feeling sorry for herself. She took care of business.

One surgery turned into three. Then there was the post-surgery protocol. Then the months of getting her energy and stamina back. Sure, Jean researched her options and got all the information she needed to make a well-informed choice about how to proceed. But, she trusted her instincts and made good decisions for herself.

While the book was on hold, she never lost her excitement about the project or her hope for the future. She saw this derailment as an opportunity to take better care of herself physically, and as a wake-up call to stay focused on the things in life that are most important to her.

Jean uses change to fuel her forward in life. Today, five years after her diagnosis, The Coming of Aging is published, her second book is being shopped to publishers, and a third book is in the works. This dream encore writing career also includes traveling around the country speaking and leading workshops and retreats, and Jean's having the time of her life.

Once you decide to embrace change rather than resisting it, your encore life and encore career choices become much clearer to you.

Debt Consolidation Loans


If you think you are alone in your worries over your debts, then you should think again. The US government has been working on ways to help you succeed financially and this comes to light with government debt consolidation loans. Remember that the government aims to see everyone progress financially.

Hence, they do lots of things to ensure that every one of their citizens does not fail. You are not alone in the country experiencing the stress caused by debt. Hundreds of families and individuals are fighting over the economic crisis and taking all possible means just to get themselves out of the rut of debt. With the government debt consolidation loans made available, you will be able to secure all legitimate options to survive.

So what are these government debt consolidation loans really? They are basically programs that the government sponsors for various reasons. If you would take the time to visit the FTC website, you will discover that there are many companies that the government highly recommends for you. From checking on that site alone, you will be able to sieve through your options to come up with all sorts of wonderful financial solutions. All their debt relief sponsored programs have been picking up popularity in society lately.

Many people have different kinds of debts to settle and take control of. What is good about most of these government sponsored loans is that they come with an income based repayment approach. This means you can be expected to pay back what you owe the government after they have seen that you already have stable work and income.

This part will surely make you breathe lighter and worry less. Many individuals are worried too much with getting loans since they think these would just add up to their current debts. In fact, a lot of students grab the loans offered by the government to help them with their schooling finances. Do not think that these numerous public programs are useless. They really work a great deal and have helped a lot of families already in the country.

Ideally, you should search for programs that are genuinely sponsored by the government. They can help you in choosing the best company to help you out with your financial problem without taking advantage of you. That is what is good with these government programs. They won't get the better of you and you can be sure that they are not scammers.

If you still want to know more about these types of programs, you will have to do a lot of research on your own too. You can visit the local government units within your neighborhood to get most of your questions answered. There are many options that you can find out there in the market today. Make sure you don't get tricked.

Hence, it is all the more important for you to stay wise and smart with the options and decisions you will make in the long run; that is if you really want to succeed financially in the future.